Why 2026 Could Be Huge for Investors: Rate Shift, Shortages, and Cash-Flow Rentals

If you caught our latest webinar (or want the replay, watch it here), you heard Jim lay out three big reasons we’re bullish heading into 2026—and why build-to-rent is positioned to shine.

1) Rate sentiment is finally flipping.

Before the Fed even makes another move, the conversation around rates has turned a corner. That confidence shift matters. We’re already seeing more buyers lean in—and with our in-house options (including 40-year fixed and competitive 30-year programs), deals can cash flow sooner than the headlines suggest.

2) The inventory squeeze is coming.

That one-time “COVID backlog” of homes got absorbed—without enough new product behind it. The gap is sharpest in the affordable segment (starter single-family, townhomes, duplexes, quads). Translation: durable demand, stronger leasing, and smarter entry points. Institutions see it too—and they’re writing checks.

3) Insurance redemption is real.

Florida’s story isn’t what the coffee-shop chatter says. With new carriers, fraud crackdowns, and legal reforms, premiums have been easing—especially on newer construction in the right areas. Not all properties (or policies) are created equal.

Our simple playbook still works: Build it right. Finance it right. Manage it right. If you want to see the fundamentals up close, join a First Friday Tour, meet the team, and walk active projects. And if you haven’t grabbed it yet, get Jim’s book—it’s the cliff-notes of 26 years of wins, mistakes, and why we doubled down on new-construction rentals.

Questions about lenders, fees, or current incentives? Ping the team—we’ll run numbers, pressure-test assumptions, and see if an affordable, cash-flow rental belongs in your 2026 plan.